[quote author=“TruthSeeker”][quote author=“VAIO Jet”]I am an avid user of Best Buy’s no interest financing.  It is a great deal if you use the discipline to make regular payments.  I think anyone who gets into a TR (1,2 or 3) is going to be happy.  They are great computers and you can customize them to your personal wants and needs.

Most people are not disciplined to do what you just said.  I fell into that very trap several years ago and found myself pretty deep in debt.  Once out of debt, my wife and I made a vow…no cash, no goods.  It has made a huge difference on our spending (and makes the holidays much less stressful). wink

That is the reason that I ALWAYS stress the “make regular payments”.  If you don’t and end up with ANY balance at the end of the loans term you will get hammered with interest (all back interest on the loan is due at a very high rate).  I only recommend it if you are sure you can pay it off on time (I usually shoot for 2 or 3 months early).  If there is any doubt…WAIT until you have the cash.  TRs are worth the wait anyway.